GQ Insurance Agency
“Insure what matters today, to protect you from what could happen tomorrow.”
“Insure what matters today, to protect you from what could happen tomorrow.”
Growing crops doesn’t qualify as “covered property” under a commercial property or farm policy. Consequently, farmers who wish to insure growing plants must purchase crop insurance.
There are two basic types of crop policies: multiple peril crop insurance and crop-hail insurance. Multiple peril insurance is offered through a program backed by the federal government. Crop-hail insurance is sold by private insurers and is not government-supported.
Also known as property and casualty (P&C) insurance. It’s an umbrella term that describes many types of insurance policies, including auto, homeowners, renters and condo insurance. Other common insurance policies, like health insurance and life insurance, are not forms of property and casualty insurance.
Life insurance policy is a contract between you and your insurer under which, the insurance company provides a lump-sum payment, known as the death benefit, to beneficiaries upon the insured’s death. It acts as an income replacement for the family of the life assured. Life insurance caters to anyone that is financially dependent on you in the unfortunate event of death.
On the other hand, accidental insurance or Personal accidental insurance provides protection in case of death and injuries resulting from an accident. This policy guards an individual only in the event of an accident. The incident may cause impairment, whether short-term or lifelong wounds or even demise. Claims such as accidental death, accidental disability, accidental dismemberment are triggered under personal accident insurance.
Both life and accidental insurance provide strong financial support in case of death of the policyholder so that the financial future of policyholder remain unaffected. These policies make sure that your dependents can lead a decent life economically despite your death
If you have a boat, camper, ATV, golf cart or snowmobile, this type of policy is essential. Specialty insurance policies cover the vehicle from damages and liability for the operator.
commercial insurance consists of one or more types of coverage designed to protect businesses, their owners and their employees. Many business insurance policies include basic coverages such as property, liability, crime and commercial auto insurance, as well as other optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers compensation.